Peppermint Innovation Limited is a company focused on the commercialisation of a proprietary Mobile Banking, Payments and Remittance technology, designed for banks, mobile money operators, remittance companies, payment processors, retailers/merchants, credit card companies, and microfinance institutions. The focus of their initial efforts is in the Philippines, a country with a population of circa 100 million people and 105 million mobile phones in use, where over 4 years has been spent developing and integrating the technology which is currently being used by three leading commercial banks. Peppermint aims to leverage a successful commercialisation strategy in the Philippines and build on established relationships in order to develop a commercial presence utilising the Mobile Banking, Payments and Remittance Platform further across Asia and beyond.