Pinch makes it easy to build its clients' credit history just by paying their rent. For no extra money, Pinch helps you beef up your credit score without going into debt. Not too long ago, paying rent didn’t have much to do with your credit score. Of course, not paying rent could always (and still can) damage your credit score. But what happens when you pay your rent on time? Legally speaking, absolutely nothing. Nada. The good news? Credit bureaus and credit scoring companies are realizing that those who can pay rent on time month after month are likely to also handle credit responsibly, and things are changing in America. Studies have shown that after reporting rent, 100% of tenants who were previously unscorable had a credit score. And almost 3/4 of those studied experienced a credit score increase.