Plutus (https://plutus.it) combines the ease of modern banking with access to crypto currencies. The finance app consists of a UK account or a European IBAN to manage fiat & crypto in a non-custodial wallet. It includes a decentralised exchange to swap between both asset types, and a rewarding Visa Debit Card. Every time a user spends with their Plutus Card, they earn 3% back in crypto (PLU), staking PLU unlocks additional rewards (up to 15%) at selected household brand names. Plutus prides itself in being one of the original decentralised finance concepts. Founded in 2015 by serial entrepreneur, Danial Daychopan, Plutus is now used by tens of thousands of users across Europe.