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PSCU

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United States

Founded in

1977 (48 Years)

Founded

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4.33

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Security Information

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    What are the differences in regulations for each

    License

    A Grade License

    Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

    B Grade License

    Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

    C Grade License

    Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

    D Grade License

    From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

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    Company Information

    Get to know PSCU

    PSCU is a Credit Union Service Organization (CUSO) and a true cooperative partner for credit unions. As a cooperative built, owned and governed by credit unions, their Owners contribute a collectively unique perspective on their strategic needs to thrive and grow in their markets. This collaborative approach ensures that the focus of the cooperative addresses the highest priority needs of its members. For 40 years, PSCU has worked to deliver an exceptional and memorable service experience at every credit union and member touch point. PSCU’s strategic investments in transaction processing, fraud prevention, digital payments, loyalty rewards, data analytics programs and 24/7/365 call center support give all Owners the competitive edge needed to outperform the competition in their markets. PSCU’s access to industry leading partners also gives its Owners the opportunity for early adoption of new payments technology. EMV chip cards and digital wallets are examples of sophisticated technologies that involve the coordination of many moving parts – and multiple partners – that are being successfully delivered to credit unions by PSCU. The combination of leadership in payments and a commitment to ongoing investment in technology and talent make PSCU an optimum partner to process, service and grow credit unions’ card programs. PSCU’s technology infrastructure, from its call center service applications, to its support for member-facing self-service applications is a critical component of PSCU’s service delivery model. The real value and success of PSCU is defined by the success of its Owners and how well PSCU serves its credit unions and their members.

    Industry

    • Financial BankingPRIMARY
    • Financial Other Service
    • Financial Payment

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