Bank BPD Bali is a regional development bank in the form of a regional-owned company owned by the Bali Province in Bali. The prevalence of account burglaries through exploiting weaknesses in the ATM service system and SMS and Internet banking shows that cybercriminals are becoming increasingly sophisticated. In 2004 the activities of PT. The Bali Regional Development Bank was upgraded from a Commercial Bank to a Foreign Exchange Commercial Bank based on the approval of the Senior Deputy Governor of Bank Indonesia Number 6/32/KEP.DGS/2004 dated 11 November 2004.