RateShop Inc.

RateShop Inc. is a provider of mortgages through banks, trust companies and credit unions alike. We deal with all types of credits and incomes to get you the lowest mortgage rates in Ontario. Based out of Mississauga, we have over 40 lenders working with us to ensure the best suited mortgages for you. Primary residence, first time purchase, switch and refinance at the lowest fixed rate and variable rate mortgage. RateShop Inc. specializes in providing quick approvals at the best rates. We offer all terms and amortization options, insured, uninsured and insurable mortgages are available. We are dedicated to getting you the best deal by comparing multiple lenders and options. Each file is assigned to one of our salaried underwriters in real time, knowledgeable in hundreds of products through dozens of lenders. Our staff will know how to structure your file and with which lender to get will qualify. Our streamlined underwriting process identifies the type of file and a team starts working on the file once a completed application is received. If credit or income based qualification is ever an issue, we always have a backup option. As a volume brokerage, our lenders may offer us exceptions not commonly available through others in the industry. With the qualification criteria tightening, RateShop Inc. is the brokerage to trust with your mortgage request.