Reap

Reap is a financial technology company dedicated to upgrading small businesses’ capabilities. We deliver corporate payment solutions to improve the way small businesses operate today and prepare them for the challenges of tomorrow. Reap’s online payments platform enables small businesses to pay expenses and collect revenue – to and from anyone, anywhere – entirely via credit card. The company has revolutionised the way businesses manage cash flow, leveraging credit cards to smooth cash flow and increase capital efficiency by digitising day-to-day finances and transactions. As strong advocates of small to medium-sized businesses, Reap has brought core business processes online – regardless of business size. Reap continues to innovate, advancing technology and building better tools for small business financing, transactions, data, automation and more. Today, there are many business segments where cash, cheques and bank transfers remain the predominant method for payment. Reap is a credit based payments platform that allow SMEs (and to a certain extent, certain consumers) to pay (for a fee) any expense/bill with a credit card. After building out a playbook in the more developed countries of Asia (HK, SG, JP, KR, TW), we want to expand into emerging markets in SEA (TH, ID, VN, etc) to build a credit-based payment system for businesses. More specifically, cash flow is core to the growth and ultimate survival of a small business. While there are startups looking to solve the problem of SME lending and B2B payment in isolation, we believe that the combination of two services together will greatly improve the user experience and adoption rate.