Renrenmoney (人人聚财网) is a peer-to-peer internet credit money management platform. It offers a safe and secure mortgage-based internet financial service. Recommended by renrenmoney.com, clients could lend their extra money to small and micro enterprises with good credits that are by guarantee companies, small-loans companies and so on, and earn interest returns. In the fund demanding end, borrowers call for bids and obtain the funds they need by posting borrow information on the platform. In the other end, the investors can browse borrowing bids and invest with idle funds by logging onto Renrenmoney.com. Renrenmoney officially operated on line in 2011.