Republic Bancorp Inc. is a Michigan bank holding company that provides commercial, retail and mortgage banking products and specializes in personal service. They are the 3rd largest bank holding company headquartered in Michigan and the 84th largest bank holding company in the country. Through their banking subsidiary, Republic Bank and its 102 banking and mortgage loan offices located throughout Michigan, the greater Cleveland, Ohio area, and Indianapolis, Indiana, they provide traditional banking products and services to consumers and small- to medium-size businesses. Their primary focus is on real estate-secured lending, including commercial loans, Small Business Association, or SBA, loans, mortgage loans and home equity loans and lines of credit.