Ripula is a GBP Ripple gateway in London, UK allowing direct deposits of GBP into the Ripple network via BACS, Faster Payments and international wire. We plan to build on their gateway implementation to bring a full-service online banking and payments service using the Ripple protocol to make financial transactions of all kinds faster, cheaper and easier. The first iteration of this platform will go live at the end of June, and will include an integrated PoS system, mobile, web, micro and SMS payments all of which is linked in the backend to the wider Ripple network.