Originated in 2013, the company develops robotic solutions providing digital financial services for the underbanked in Kazakhstan, Russia, Spain, the Philippines, Vietnam, India and Sri Lanka and operates its own EU-based P2P investment platform. The group develops its products completely in-house using artificial intelligence, machine learning and data-driven technologies to provide precise and comprehensive risk management, comfort and speed for customers and efficiency for business. At the moment, the group is focused on the expansion in South and Southeast Asia, building a financial ecosystem and empowering consumers across the market footprint.