Sky Financial Group, Inc. operates as a holding company for Sky Bank that provides commercial and consumer banking services. It accepts various demand, savings, checking, and time deposits, as well as brokered deposits, cash and interest earning deposits, interest bearing deposits, certificates of deposit, and retail and commercial deposits. The bank offers commercial and consumer loans, non-residential and residential mortgages, home equity loans, construction and real estate loans, installment loans, capital loans, financial and agricultural loans, and credit card loans.