SmartCredit.io is a peer-to-peer lending platform for direct interactions between P2P customers. SmartCredit.io is based on Ethereum blockchain technology. Each user can use their own standard wallet. As long as you control your private cryptocurrency keys, only you are able to execute operations with your cryptoassets. Compared to conventional banking, blockchain-based solutions are far more secure. SmartCredit.io is solving the "credit problem" in the crypto space, disintermediating credit-card businesses, and creating credit-money.