SPARQ OÜ is a fintech company that created and developed a personal financial platform for everyday use. SPARQ’s personal finance platform is a unique technology that allows users to take their finances to a whole new level, i.e., to categorize their spending, manage their subscriptions, complete financial challenges to earn SPARQ’s internal currency (Q-points), make free European payments, earn special rewards, offers and challenges from partner companies and socialize their financial life.