SPOKO is a British/Polish fintech offering affordable money transfers to 14 countries. It addresses the needs of 1,7 billion adults with no access to bank accounts, as well as those, for whom money transfers cost too much, mainly immigrants wanting to support their families. It aims to operate in 51 countries enabling money transfers to 86 countries. SPOKO mixes online and offline money transfer methods (with its POS in India, Russia, Pakistan e.g.). It cooperates with renowned companies such as Orange Poland, Alfa Bank and PrivatBank (the largest banks in Ukraine). Learn more at https://spoko.app/en/