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Territory Insurance Office
Australia
1979 (46 Years)
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What are the differences in regulations for each
License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know Territory Insurance Office
Company Information
Get to know Territory Insurance Office
TIO was established in 1979 to provide insurance options for those living in the Northern Territory. Their focus has not changed. Headquartered in Darwin, their strength lies in their solid understanding of the conditions faced within the Territory year after year. Whether that be flood, cyclone or whatever else Mother Nature can throw their way, they live here too and they get it. As a division of Allianz Australia Insurance Limited and part of the global Allianz Group, TIO is supported by the world’s largest insurer. They provide a comprehensive range of insurance products across both personal and business portfolios. This includes home, motor, marine, business, life, travel and workers compensation. They also manage the Motor Accidents Compensation Scheme on behalf of the Northern Territory Government. Employing 170 staff, they are proud of their local claims and call centre, with important decisions about your insurance being made right here in the Territory. TIO is, and always will be, for Territorians.
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