Toast is a South East Asian money transfer service enabling people to send any amount of money to the Philippines with ease. Money transfers can be sent and received via mobile phone, eliminating the necessity to queue up in order to send money or wait for days to receive it. Simply deposit money via bank deposit or a TOAST prepaid top-up card – and take advantage of zero hidden fees. Customers also place their first transfer free of charge. Finally, all funds and data are extremely secure thanks to bank grade hardware security and multi-signature digital currency wallets.