Source high-yield Leads, complete with risk insights. Accurately predict creditworthiness of borrowers. B2B Fintech SaaS. A decision system/platform delivering scores in real-time about loan applicants. Superior to old, multi-Billion$ bureaus like Equifax, TransUnion, Experian, FICO & LexisNexis/RELX. Very predictive--but not limited to--scoring subprime consumers (uncover the "Invisible Primes".) 50+ patents granted across 13 countries, including US, China, Japan, Israel & Brazil, with proven barrier-to-entry (offensive value) in US Federal infringement action...and with another 30 more patents pending which will also cover more countries. Compliant with all relevant laws & regulations e.g. FCRA & ECOA in the U.S., PIPEDA in Canada. Early/embryonic market development in Africa and Central America. Future, adjacent vertical will be fit-for-purpose scores for the Insurance underwriting sector...i.e. in the 'Expand' phase of a strategy to "Land & Expand"