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Propcap Technologies
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01 Sep 2019 (6 Years)
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What are the differences in regulations for each
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A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know Propcap Technologies
Company Information
Get to know Propcap Technologies
Propcap Technologies Limited is a cross border real estate secured lending platform based in Hong Kong. We specialize in matching funders and borrowers who apply for loan on buy-to-let properties in the U.K and Japan. We offer flexible short-term loan to borrowers and provide funders attractive yield with collaterals. Our business model helps smoothen and shorten the period from loan application to loan drawdown compared to most major banks. We deploy AI and technologies to complete processes like client onboarding, valuation of properties, borrowers risk assessment, matching of funders and borrowers. We are developing an online platform for borrowers and funders to go through the end-to-end loan application process to enhance the efficiency of our model. Besides, all loan applications are processed in Hong Kong and supported by Hong Kong local team.
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